Terms & Conditions

Effective Date: 11 June 2025

Welcome to [BizWell Benefits]! Please read these Terms and Conditions (“Terms”) carefully before using our website.

1. Acceptance of Terms
By accessing or using our website, you agree to be bound by these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree, please do not use our site.

2. Eligibility
Our services are available only to individuals who are at least 18 years old or of legal age in their jurisdiction. By using the site, you represent that you meet these requirements.

3. Use of the Website

• You agree to use the website solely for lawful purposes.
• You must not attempt to interfere with the website’s security, servers, or networks.
• You agree not to reproduce, duplicate, copy, sell, or exploit any portion of the website without our prior written consent.

4. Insurance Products and Services

• Our website provides information about health insurance plans and facilitates online applications.
• All insurance quotes, coverage options, and premiums are subject to approval and the terms of the respective insurance policies.
• The information provided is for general informational purposes and does not constitute a binding offer or legal advice.

5. Privacy Policy
Your use of the website is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information.

6. Intellectual Property
All content, logos, images, and intellectual property on the website are owned by BizWell Benefits or its licensors. You may not use, reproduce, or distribute any content without our prior written permission.

7. Disclaimers

• The website and its content are provided “as is” without warranties of any kind.
• We do not guarantee the accuracy, completeness, or timeliness of the information.
• We are not responsible for any damages resulting from the use or inability to use the website.

8. Limitation of Liability
To the maximum extent permitted by law, BizWell Benefits shall not be liable for any damages arising out of or related to your use of the website.

9. Indemnification
You agree to indemnify and hold harmless BizWell Benefits, its affiliates, and employees from any claims, damages, or expenses arising from your breach of these Terms.

10. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting on the website. Continued use of the site constitutes acceptance of the revised Terms.

11. Governing Law
These Terms shall be governed by and construed in accordance with the laws.

12. Contact Us
If you have any questions about these Terms, please contact us.